High Risk, Moderate Risk and Low Risk Investments

For those looking to invest, you should know that many investments can be categorized as being high risk, moderate risk and low risk. Investing is not difficult, but you should always put lots of thought and planning into it. It is also extremely important to educate yourself about the many different investments available to you so you can find those that fit best with your specific situation and lifestyle. Here are some tips regarding the three categories of investing.

Low Risk Investments

While low risk investments are usually very low key and rarely are extremely glitzy or publicized, they do offer conservative investors a way to save money for the short or long term without the risk involved that you find in other forms of investing. Low risk investments usually pay the lowest yields, but are far less volatile than many other types of investments. Low risk investments include money market funds, certificate of deposits and some types of bonds. Low risk investments are perfect for those that want to make sure there money remains safe and secure. While low risk investments don’t offer high returns, they do offer stability and security for those that can’t afford to lose money or would just like to avoid as much risk as possible. Expect low risk investments to pay out yields of 1% to 5% annually.

Moderate Risk Investments

Moderate risk investments are perfect for those that are interested in investing for the long term and would like to earn moderate yields. Moderate risk investments are usually certain kinds of stocks, bonds and mutual funds that pay handsomely over the long term. While generally riskier than saving money in a bank, for those that are looking to invest for the long term, historically speaking you will grow your money quite nicely. Moderate risk investments usually use the power of compound interest and time to create a nest egg from 10 to 40 years with regular savings. For instance, saving 1K per year at an interest rate of 10% for 30 years can return close to 200K. Moderate risk investments usually return yields of 5% to 12%.

High Risk Investments

High risk investments are those investments that if you are lucky can return huge yields, however the downturn is that they can be extremely volatile and in many cases instead of getting rich off your investment, you find yourself losing some or all of it. High risk investments include penny stocks, international stocks, some types of Forex trades, etc. The sky is the limit for returns, but many high risk investments- if considered a winner should return yields that range from 10% to 30%++.

Fix Error 193 0xc1 in Windows 7, Vista and XP

While installing or repairing “On Demand” features in Microsoft Office suite, error 193 0xc1 may occur in Windows 7, Vista and Windows XP. It may also occur while installing Microsoft.NET Framework or starting related services on your computer. In this article you will find steps which are helpful to fix this problem at ease.

First of all, let us understand the actual causes behind error 193 0xc1 in Windows 7, Vista and XP. The factors responsible for this error are as under:

1. Corrupted Ose.exe File

2. Wrong registry settings

3. Corruption in program files

4. Lack of Free Disk Space

5. Problems with Computer Services

Corrupted Ose.exe File

Error 193 0xc1 may appear if the file ‘ose.exe’ is not present in the installation directory or it has become corrupted. Replacing this file may solve the problem.

1. Insert Microsoft Office installation disc.

2. Open My Computer, open CD/ DVD Drive location.

3. Double click to open the following directory:

FilesSetup

4. Select the file Ose.exe and click Edit | Copy.

5. Click Back and open the following directory:

C:Program FilesCommon FilesMicrosoft SharedSource Engine

6. Click Edit | Paste.

Wrong Settings of Registry

Microsoft Office stores installation related configurations in your system’s registry. If some of these registry settings are corrupted, it may result in error 193 0xc1 in Windows 7, Vista and XP.

1. Download a Registry Cleaner software.

2. Install and run the downloaded program on your computer.

Corruption in Program Files

For running the instances of Microsoft Office suite, the installation files must be unmodified. Corrupted installation files often lead to Windows error 193 0xc1.

1. Click Start| Control Panel.

2. Click Programs | Uninstall a Program.

3. Select Microsoft Office from the list of installed programs and click Uninstall button.

4. Select Repair the installation, click Next button.

5. Follow the on screen instructions.

Lack of Free Disk Space

Lack of free disk space for performing Microsoft Office setup operations can result in error 193 0xc1. Using System Cleaner application, clean the disk space to solve your problem. Otherwise use the Disk CleanUp tool by doing the steps provided below:

1. Click Start | All Programs | Accessories | System Tools | Disk CleanUp.

2. Select the system drive and press OK.

3. Follow the instructions on your screen.

Problems with Services

You also need to fix computer services to get rid of the error in question. The steps required are as under:

1. Click Start, type Services.msc and press ENTER.

2. Right click and select Properties for the following two services:

AudioEndpointBuilder, Multimedia Class Scheduler

3. Under General tab, note down the Path to Executable.

4. Click OK when done.

5. Now, click Start, type RegEdit and press ENTER.

6. Locate the following registry location:

HKEY_LOCAL_MACHINESYSTEMCurrentControlSetServices

7. First, click MMCSS key and double click the ImagePath string. Replace the value with the Path to Executable that you just noted down in the Step 3.

8. Do the same for AudioEndPointBuilder. Click it, double click the ImagePath string and replace the value with the Path to Executable you have noted down.

9. Close Registry Editor.

Car Charity Donations: How To Go About Them Seamlessly

Every once in a while, the need for a new car arises, and when it does, many people are often at a loss on what to do with their current or old car. The options most of them have in mind include delivering the old car to a junk yard, selling it, or possibly relinquishing ownership to a friend or relative. Yet, car charity donates provide a fourth and better option, which is totally hassle-free.

First things first, car charity donation reiterates the transfer of ownership of an automobile one no longer needs to a charitable organization. People do this for various reasons including tax relief, but before one jumps onto the bandwagon of car donation, they need to know the basics of how car charity contributions work.

People have been told that the process of donating a car to a charitable organization is as easy as calling them to come and drive or haul it away. Well, this is true, but like everything else in life, one has to prepare their car for donation to avoid unnecessary complications that may come afterward.

Since the donation process involves a complete transfer of ownership, it is advisable to capture clear images of the inside and outside of the car, if possible, with dates. This is necessitated by the fact that once the car leaves the custody of the donor, so does its official documentation including proof of ownership documents. Some unscrupulous individuals or organizations are likely to take advantage of this loophole to defraud otherwise good-intentioned citizens of their cars for selfish gain. Having clear images of the car just before the donation can help with the recovery process should the need arise.

Another element of preparation worthy considering prior to donating a car to charity involves keeping track of repair and maintenance records. This applies to cases where the car needs to be fixed before before donation. The service and spare part receipts increase the value of the car when dealing with the taxman.

Once these preliminary preparations have been completed successfully, it is time to call the charity organization to come for the car or drive it there. Most people tend to focus only on this step to show how easy it is to donate a car to charity. It is, but for the individual who seeks to draw the full benefits of donating a car to charity, the outstanding preparations are inevitable. When a representative from the organization finally comes for the car (they normally do), it is critical to ensure that they leave behind a document showing the full details of the organization in question, the car, as well as the time and reason for pickup . This should be some sort of receipt acknowledging the donation.

The above step concludes the donation process. What follows is beyond the donor's influence. All they can do from this point onwards is to wait until the car has been sold. Typically, the charity organization notifies the car donor of a sale within a span of one month after the sale is made. If they fail to do so, the donor has the right to make an inquiry about the same. When the organization sells the car, they are obliged to supply the donor with a written acknowledgment of the sale.

The donor can then proceed to claim a tax relief from the IRS using the donation documents and any other relevant documents. Also, of critical importance is that the donor may be required to inform the relevant authority about the change of ownership depending on the state in which they benefit. This serves to protect the donor from bearing the burden of tickets and other car-related costs, which should be paid for by the next owner of the car.

Thinking Like An Online Entrepreneur – E-Commerce Tips

So much has been written about entrepreneurial thinking that I will not try to distil it here. However, there are certain behaviors I have noted about how some web owners approach the development and running of their e-commerce websites which deserve a little discussion.

Let me start with the most important, influencing factor to any web owner's success: belief.

Belief

Starting your online entrepreneurial activity with the right mindset and beliefs is like winning the match before you've stepped out onto the court. It's what separates the really successful businesses from the average ones.

Ask any sportsperson or sports psychologist and they'll tell you that your beliefs greatly affect your performance.

What we believe is possible in our online entrepreneurial life is the limiting factor in our success.

Let's take an example. Lots of people wish they were millionaires, but of those who want to become millionaires, very few actually believe they will be millionaires. Those that do, however, stand a far greater chance of becoming what they believe. Why? Because at a conscious and subconscious level they are doing everything they can to pursue that one objective. Now I'm not suggesting that being a millionaire should be your life's goal; I'm just using it as an example. The point is that your underlying beliefs in what you are capable of fundamentally affect the actions you take and the choices you make.

All this may seem more like some New Age incantation rather than hard-edged business-speak, but there is good reason I mention it. Owning and running an e-commerce website is not for the faint-hearted. It is complex and demanding and do not let anyone tell you otherwise. Be prepared for long hours, headaches and hard work, but also be prepared for more customers, a growing bank account and a sense of achievement. Your belief that you are doing the right thing is what will see you through and keep you on course for success.

Owning an e-commerce website can be a wild ride but how you handle it is totally dictated by your mind and your beliefs. For example, many e-commerce websites fail because their owners give up – they lose confidence, interest and commitment, especially in the early days of their website's life. It's easy to give up if you're struggling or faced with outright failure. However, those who believe they will succeed do not see failure as a setback but as a learning experience – they have the right mindset and they will do well because of it.

I'm telling you this because you know that success is not a set of purely mechanical step-by-step processes. (If it were, we'd all be millionaires.) Success comes from your mindset: what you believe you can achieve and the expectations you set yourself. This mindset is as important as knowing how to Search Engine optimize your e-commerce website or write compelling sales copy.